It gives me great satisfaction to show people how an FHA-insured* loan option could help you live with more financial flexibility and peace of mind. Designed specifically for homeowners and homebuyers age 62 and older, it could help you:

•  Dramatically lower your monthly mortgage payments
•  Consolidate auto loans and high-interest credit card debt, and reduce your bills
•  Improve monthly cash flow
•  Establish a standby line of credit you can tap into as needed
•  Gain payment flexibility, for more financial control
•  Fund large purchases like a new automobile
•  Assist a grandchild headed off to college
•  Fund major home renovation projects
•  Buy a home that better suits you

A Fresh Perspective on Financing

Most Americans looking for some sort of financing seek “traditional” tools like mortgages, home equity loans, personal loans, car loans and credit cards. But — if you’re 62 or older, you have access to special financing that can better suit your needs now and in the future: It’s called a Home Equity Conversion Mortgage (HECM).

Whether you’re retired, about to retire, working part-time or still working — this is a versatile tool to help you retire smart! You can better manage your monthly cash flow with its unique flexible payment feature; set up a “standby” line of credit to help fund unforeseen expenses; and/or consolidate debts such as high-interest credit cards, car loans and personal loans into one loan that reduces your monthly bills.

Call me today and see why HECMs are a loan for life.

Vicki Cheairs
HECM Loan Specialist, NMLS #543256
Call 281-855-1122